NSC Calculator
Work out the maturity value of a National Savings Certificate (NSC) after its 5-year term.
Frequently asked questions
What is NSC?
The National Savings Certificate is a 5-year savings scheme sold by India Post, backed by the Government of India.
How is NSC interest calculated?
Interest is compounded yearly and paid with the principal at maturity: Maturity = P × (1 + r)^5. The rate is set by the government each quarter; the calculator starts at 7.7%.
Does NSC save tax?
The amount invested qualifies for Section 80C under the old regime. The interest for the first four years is treated as reinvested and can also be claimed under 80C; the interest is taxable.
Disclaimer: This calculator is for illustration only. Results are estimates based on the interest rate you enter and are before tax. Actual interest depends on the terms of your bank, post office or scheme, and rates can change.
Please check the current rate and terms with the institution before investing.