Lumpsum Calculator
Estimate how a one-time investment could grow over time at the return rate you expect.
Frequently asked questions
What is a lumpsum investment?
A lumpsum is a single, one-time investment of the whole amount, instead of spreading it over time as a SIP does.
How is the lumpsum value calculated?
FV = P × (1 + r)^t, where P is the amount invested, r is the expected annual return and t is the number of years. Returns are compounded once a year.
Is a lumpsum better than a SIP?
At the same steady return, a lumpsum ends higher because all the money is invested from day one. In real markets, a SIP reduces the risk of investing everything just before a fall. Use the SIP vs Lumpsum Calculator to compare.
Disclaimer: This calculator is for illustration only. The results are estimates based on the rate of return you enter and do not indicate, promise or guarantee future returns. Actual returns vary with market conditions and are not guaranteed.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns. Please consult your financial advisor before investing.